Renegotiation of debt, including a home mortgage obligation is risky and the act of doing so may require representations on the debtor(s) or person(s) obligated to pay the debt, which will be presumed truthful by The Surviving the Industry LLC (the “Company”) in its endeavor to renegotiate the debt. The Company, its agents, affiliates, employees, members and managers do not take responsibility for any representations that are later found, to be untruthful. The Company further will compel the debtor(s) or person(s) obligated to pay the debt, to seek and obtain appropriate legal and tax counsel prior to entering into any agreement with the Company, and/or any later instrument or agreement intended to change in the terms of the debt. Failure to obtain the appropriate legal and tax counsel prior to executing or signing any agreement will be done with the acknowledgement that debtor(s) or person(s) obligated to pay the debt had the opportunity to obtain the legal and tax counsel, but elected not to do so prior its execution or signature Disclosure of entity: www.fjkassociates.com is an agent for The Surviving the Industry LLC is a California limited liability company, with registered offices located at 1115 Grant Street, Suite 105, Denver, Colorado 80203.